Are you behind on your credit card payments? Is the creditor threatening to file a lawsuit against you? Or worse, have you been served with a lawsuit for an alleged failure to pay a credit card debt? Unfortunately, most people assume that since you made the purchases on the credit card then there are no…

Unfortunately, it is very common for parties to make agreements without a signed contract.  Some oral agreements may be enforced without a written legal instrument, but it is always better to put it in writing for many reasons. While oral contracts may at times be enforced, it is much easier to enforce a written contract…

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